COVID 19 Southport Oak Island Business Information

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March 18, 2020

The Southport-Oak Island Area Chamber of Commerce - "Delivering Business Opportunities".  This page has information for your business as it relates to the COVID-19 pandemic.   We have also posted some articles on our blog

CARES (Coronavirus Aid Relief Economic Security) ACT INFO:  Read Text of the Bill Here.(880 pages)   The U.S. Chamber of Commerce provided a summary of the bill - Click Here.

Click Here for check list for Small Businesses from U.S. Chamber of Commerce about the Emergency Loans.


Forgiven loans is a hot topic for our business community. The Paycheck Protection Program is where you will find this information. Who can apply for the Paycheck Protection Program? Small businesses (500 or less employees), Sole Propietors, Self Employed, Independent Contractors, and 501 9c)3 organizations. The U.S. Chamber of Commerce has provided a Small Business Emergency Loan Guide and Checklist.

"The CARES Act allocated $350 billion to help small businesses keep workers employed amid the pandemic and economic downturn. Known as the Paycheck Protection Program, the initiative provides 100% federally guaranteed loans to small businesses. Importantly, these loans may be forgiven if borrowers maintain their payrolls during the crisis or restore their payrolls afterwards.

The administration soon will release more details including the list of lenders offering loans under the program. "

Starting April 3rd or April 10th (depending on type of business), the Paycheck Protection Program will not be through the SBA.
You will apply at your local bank if they are an approved 7a lender or additional lender as designated by Treasury Secretary.  Click Here for application and more information.

GET READY NOW. Use this guide from the U.S. Chamber to help you.

Stimulus Assistance for Small Business Issues and Policy Options. Click Here.

Direct Payments to Individuals Estimated Impact of Recovery Rebates Click Here.

Banking Regulators Response to COVID-19 Report - Click Here.

Families First Coronavirus Response Act -New requirements of employers as they relate to paid family or medical leave. Click Here for repost of U.S. Department of Labor Information.

Resources for Small Business -
Brunswick County has compiled a list of resources for your small business  Click Here for the website.

Frank Williams, Pioneer Strategies has compiled a number of resources to help businesses deal with the COVID-19 crisis including a Facebook Group for Southeastern NC Business Leaders.  They will keep this page updated as new resources are identified.  The link to the group is there as well.

The North Carolina Chamber Resource Guide - Click Here.

Trisha Howarth, President of the NC Vacation Rental Managers Association (NCVRMA) shared these these resources as published by Smith Anderson, their lobby firm for the business community. Click Here for Website.

SBA Disaster Loan Information
- The U.S. Small Business Administration is offering low-interest federal disaster loans for working captial to North Carolina small businesses, agricultural cooperatives, agricultural businesses and most private non-profits suffering substantial economic injury as a result of the Coronavirus (COVID-19).- Fact Sheet  Do you quality? Click Here for Info.   More information here.

Golden LEAF Foundation - On March 23, 2020, the Golden LEAF Foundation Board of Directors approved $15 million in funding to launch the NC COVID-19 Rapid Recovery Loan Program, managed by the NC Rural Center.  The NC COVID-19 Rapid Recovery Loan Program will make loans to eligible businesses for up to $50,000 with zero interest and no payments for six months. If not repaid in six months, the loan will automatically convert to a term loan. Click Here to Apply.

National Opportunities -
USA Today has
FREE list of local businesses who are able to sell gift cards online. Thank you to the
Star News for sharing this link. We spoke to Ken at Hippie Chick Granola and he is really happy they did this and said it didn't cost them anything. FREE is GOOD! Sign up your business today! Click the Add a Business.

Monday, April 6th at 4pm the Southport-Oak Island Area Chamber of Commerce will hold a Conference Call for its members to hear information about the CARES Act.   Speakers will be Congressman David Rouzer, U.S. Representative for NC's 7th Congressional District and Allison Dembeck, Executive Director of Congressional & Public Affairs for the U.S. Chamber of Commerce.  If you are a member of the Southport-Oak Island Area Chamber of Commerce and need login information contact [email protected] A recording of the call will be made available to all businesses after. 

Marketing Experts Roundtable. Learn with Melanie Diehl is a 1 1/2 hour video where expert marketers share tips on visibility, productivity, organizaiton and content creation for small business in this virtual round table event. Click here to watch.

Leading thru Crisis A Maxwell Leadership Summit - Teresa Molter, John Maxwell Team & Mental Game Changers invites you to a free John Maxwell Leadership Summit March 22-24. Link to Register For Summit.

Leadership Courses for Children - Walter Finnigan, Leaf Advising has made his online youth courses completely FREE for parents, teachers and most important our youth. Schools may be closed, but you can keep the learning going with this special extra curricular journey. You and your student can journey together or individually. Every lesson includes learning experiences, built around, leadership skills. Free Online Learning Here.

North Carolina Maritime Museum at Southport
building might be closed but they have a full slate of online opportunities to help expand your knowledge and have fun. Check them out Facebook, Twitter, Instagram, and YouTube.

Digital Marketing Help - My amazing community of digital marketing experts in Rachel Pedersen's mastermind have all gotten together to present this amazing Free Virtual Summit for everyone. No pitches, no sales, nothing but 100% pure value being given out over these three days. This is for any small business owner who is looking for some support, guidance and community. Please share with your friends. Join the group here: Trainings start on Monday at 12pm EST.

State Mandates and Information -
North Carolina Department of Health & Human Services -Click Here for all mandates from the State of North Carolina. Statewid Stay at Home Order beginning Monday, March 30 at 5pm until April 29, 2020. The Executie Order directs people to stay at home except to visit essntial businesses, to exercise outdoors or to help a family member. Specially, the order bans gathering of more than 10 people and directs everyone to physically stay at least six fee apart from others.  Read complete order here.

NC Department of Employment -
For questions about new guidelines for Unemployment Benefits due to the virus- Click Here for Link.    If you have been laid off due to the COVID-19 virus, Click Here to File.  Make sure to note on your application that it was due to COVID-19.

North Carolina Department of Insurance Message from Commissioner Mike Causey. This covers everything from insurance agents continuing education to health claims.

County Mandates and Information - Click Here for comprehensive updates from Brunswick County. Brunswick County Board of Commissioners Chairman Frank Williams has issued a state of emergency due to the novel coronavirus (COVID-19) pandemic effective at 5 p.m. Tuesday, March 24, 2020

For a comprehensive list of of business resources Click Here.

Federal Information -  The President's Coronavirus Guidelines For America - 15 days to slow the spread of the virus document Click Here.

CDC Virus Information Page

Local Municipal Information -
Village of Bald Head Island - Village of Bald Head Island and mandates the discontinuation of all vacation rentals and day visits until at least April 30, 2020.  Read Complete Info Here.

City of Southport  - City of Southport mandates the discontinuation of all vacation rentals until further notice.   Latest updates from the City of Southport Here.

Town of Caswell Beach - Town of Caswell Beach mandates the discontinuation of all vacation rentals until further notice. Public beach access are closed. Latest Updates from the Town of Caswell Beach Here.

Town of Oak Island - Town of Oak Island mandates the discontinuation of all vacation rentals until further notice. The beach and parks are closed.  Latest Updates from Town of Oak Island Here.

City of Boiling Spring Lakes - The City of Boiling Spring Lakes has declared a State of Emergency that goes into effect Wednesday, March 25th at 5 PM.  The declaration prohibits the use of public parks and public restrooms in the city limits of Boiling Spring Lakes until further notice.  Latest Updates from City of Boiling Spring Lakes Here.

Town of St. James - Latest Updates from the Town of St. James Here.

Southport-Oak Island Area Chamber of Commerce - The Southport-Oak Island Area Chamber of Commerce Welcome Center and Office has been closed to the public. However, we continue to work diligently to update you about resources available to our business community. We have shared some thoughts with you via a video message from your Executive Vice President, Karen Sphar. Stay healthy and we will see you hopefully in a few weeks.

Restaurants with Takeout and Delivery -
North Carolina Governor Roy Cooper executive order closes dine in service for all restaurants in North Carolina.  Here is a list of those restaurants who are offering take out and delivery.

Resource for Residents - Facebook page with listing of restaurants, shops and services who remain open in the Southport-Oak Island area.

Click Here for a PDF of the How to Social Distance & Go Local Flyer.